Catallaxy (“we” “us” or “our”) is committed to ensuring the protection and confidentiality of the personal information that you provide or that we collect when you visit our website or interact with us. In this regard, this privacy policy (hereinafter the “Policy”) aims to inform you of the personal information that we collect as well as how this same information is used, communicated, and saved by us. The Policy is designed to comply with applicable laws regarding the protection of personal information.
In this Policy, “personal information” means all information about an individual that identifies that individual, directly or indirectly, that may include, but is not limited to:
We do not knowingly collect information from children or others under the age of 14. If you are a minor under the age of 14, please do not provide us with any personal information without the express consent of a parent or guardian. If you are a parent or guardian and you are aware that your children have provided us with personal information, please contact us.
We may collect personal information directly from you when you visit our website, do business with us or interact with us. We may also collect personal information indirectly from any source, including, but not limited to, sources specified in any agreement between you or an agent acting on your behalf and us, your current or former employer(s), financial institutions, personal information agents, employment agencies, consumer reporting agencies, credit reporting agencies, government agencies, or from your authorized representatives, such as your financial advisor, any person you may have given a reference or any other source necessary to provide our services.
The personal information we collect is used only for the purposes indicated at the time of collection or any other use permitted or required by applicable laws, including:
For example, we may use personal information to provide our services, to conduct our business, including fulfilling our obligations under any agreement we have with you. As part of the professional services we provide to our clients, we may process personal information from individuals with whom we do not have a direct relationship (contractual or otherwise). In such cases, we ask our clients to confirm that they have the authority to provide us with personal information in the context of the provision of services and that this data has been processed in accordance with applicable law.
We may also use your personal information for the purposes of, or in connection with:
In addition to the purposes connected to our firm’s operations above, we may also use your personal information to:
We undertake not to communicate personal information for purposes other than those for which it was collected, unless you consent, or applicable laws permit or require it. We may engage third parties, including service representatives and members of our network, to process personal information for the above purposes.
We may disclose your personal information to third parties, including:
Unless prohibited by law, we may share your personal information with our affiliates or our various departments within the Raymond Chabot Grant Thornton Group, for the following purposes:
Some of these third parties may be located in Canada or other jurisdictions or countries and, therefore, your personal information may be processed, accessed or stored outside of Canada. They may disclose information in response to valid requests from governments, regulators, courts and law enforcement authorities in such jurisdictions or countries, in accordance with applicable law in such jurisdictions or country.
We will retain your personal information for as long as it is necessary for the purposes for which it was collected, subject to legal and professional requirements relating to the retention of certain types of information.
We make sure you understand the purposes for which we use or disclose your personal information. Your consent may be express, implied, or provided by your authorized representative. By using our website or by transmitting your personal information to us, you consent to this Policy and to the collection, use, disclosure and storage of your personal information in accordance with this Policy. Except where the law provides otherwise, you can withdraw your consent to the communication or use of the information collected by contacting us using the contact details provided in the Contact us section. In some cases, withdrawing your consent could affect the services that may be offered to you or the functionality of our website or portals.
We follow the standards that are generally applied and recognized for this purpose, in order to ensure the protection of personal information. We maintain physical, organizational, contractual and technological security measures to protect your information against accidental or unlawful destruction, accidental loss, modification, unauthorized disclosure or access, misuse or other unlawful form of processing of personal information in our possession. We take steps to ensure that only authorized individuals who have a need to know personal information, or whose duties reasonably require knowing it, have access to it. Third parties to whom personal information is communicated must comply with the security measures we have implemented.
Despite the measures described above, no method of transmission over the Internet, nor any means of electronic storage, is completely secure. We therefore cannot guarantee the absolute security of your personal information. If you have reason to believe that your personal information has been compromised, please contact our Privacy Officer immediately using the contact details provided in the Contact us section.
For your convenience, our websites may provide links to third party sites or portions of their sites. We have no control over the content or operation of these sites or the confidentiality or privacy practices of the operators of these sites. Therefore, any personal information you submit through these sites is governed by the privacy policies of the sites in question. It is therefore your responsibility to find out about their policies for protecting information that concerns you.
In certain circumstances and in accordance with applicable laws, you have certain rights with respect to your personal information. Upon written request, you have the following rights in relation to your personal information:
You have the right to file a complaint with the Commission d’accès à l’information, subject to the conditions provided for by applicable law.
For any questions, concerns about this Policy or about the protection of your personal information, to exercise your rights or to file a complaint, please contact our Privacy Officer by email at [email protected] or by mail to the following contact details:
Raymond Chabot Grant Thornton
c/o Privacy Officer
National Bank Tower
Suite 2000, 600 de la Gauchetière Street West
Montréal (Québec) H3B 4L8
Please provide sufficient detail in any correspondence you send to us to enable us to identify what information you wish to access or correct, if applicable. We recommend that you secure your emails. Please note that we may ask you to verify your identity before responding to your request.
We reserve the right to modify this Policy at any time. Any changes to the Policy will become effective when we post the revised version on our website. By continuing to interact with us after the revised version of the Policy is published, you accept the changes made. We therefore invite you to read this Policy regularly in order to remain informed of the way in which we process your personal information. The date at the bottom of the Policy indicates when it was last revised.
Last update: September 22, 2023